Shocking as it may seem, adults are not the only targets of identity theft in this day and age. Sadly, the identity of minors – including the identities of very young minors – have been targeted by people intent on committing the crime of identity theft in this day and age. Through this article, you are provided an overview of the latest trends as they pertain to identity theft and juveniles.

In this day and age, children have legal identities. At the heart of these legal identities that children do have is the Social Security numbers that they likely were assigned not all that long after they were born. With the success that identity thieves have enjoyed stealing the identities of adults, it really was only a matter of time before people involved in identity theft set their sights on children. (more…)

There are a number of ways and a number of options you can choose from to prevent identity theft. In this case, you can either choose to combat identity theft alone or hire a company to help you. Still unsure about which options will work best for you? Here’s an overview to help you decide. (more…)

When it comes to identity theft protection companies, LifeLock - one of the leading providers of identity theft protection, most often comes to mind. If you aren’t sure however, if LifeLock is indeed the best option for you, here’s a rundown of what LifeLock can do for you: (more…)

Lifelock is the leading provider of identity theft prevention. LifeLock is founded in 2005 by professionals with years of experience in banking and credit industry and LifeLock provides services for both individuals as well as businesses.  

 LifeLock also became one of the first U.S. companies to achieve ISO 27001 certification, the highest security standard for data handling and processing provided by the International Organization for Standardization (ISO).  The ISO 27001 standard sets the requirements for a top-rate Information Security Management System (ISMS). Adhering to this standard helps identify, manage and minimize the range of threats to which information is regularly subjected. (more…)

LifeLock, the leading provider of Identity theft prevention services, offers services to both individuals and businesses. Based inTempe, Arizona and founded in 2005, LifeLock is funded by private equity investment and venture funds and the company is a noted leader in the business arena.  LifeLock also is the only company in the identity theft protection arena to be certified ISO 27001 which is the highest security certification for data handling and data processing. (more…)

1.  You do not believe in identity theft.

2.  You do not have any credit card.

3.  You think you can protect yourself for FREE.

4.  You always shred your mail.

5.  You never forget to monitor or check your credit report regularly.

6.  You think identity theft happens only when you use your credit cards on the internet.

7.  You never give out your personal information – ever.

8.  You can handle the problem when your identity is stolen.

9.  You do not believe your children’s identity can be stolen.

10. You simply say you can’t afford LifeLock at $10 a month.

Although many Americans believe they will never become prey to identity theft, the truth is you are at a 50% risk of becoming a victim.  LifeLock can help you from having your identity stolen. Since protecting you is their only business, things will not fall into the cracks.  So isn’t it time you give LifeLock a call?  It’s your call!

To distinguish the differences between LifeLock and typical credit monitoring services, we’ll begin by taking a look at what the credit monitoring services do for you. Every time you make application for credit, sign up for utility services such as electric or gas service, buy automobile insurance, and often when you submit an employment application, a copy of your credit history will be obtained from one of the credit reporting agencies. These files are maintained by the three major credit reporting agencies, Equifax, Experian, and TransUnion. There are other smaller credit reporting agencies, but the huge majority of requests for credit histories are made to one or more of those three.

Credit monitoring companies charge a monthly fee allowing you to view the information contained in your credit report files. As you may know, federal law permits you to receive copies of your credit report once every year for free. You may also get a free copy if you have been turned down for credit. It would seem prudent, however, to be able to check your report more often, in the event that erroneous information gets on your credit report, or the growing possibility of identity theft. It is a well documented fact that a majority of credit files maintained by the big three agencies contain erroneous information. With continuing credit monitoring you are more likely to catch and correct (or at least try to correct) the mistake. It’s worth noting that the most advertised and used credit monitoring services are affiliates of the big three.  (more…)

Identity theft is something we all worry about in today’s world. Credit cards and debit cards are used by more people than just cash. It is a lot more convenient to use your bank card or a credit card to pay for expenses than it is to constantly keep cash on you.  Even if one uses cash all of the time they could still have their identity stolen through other ways such as by someone else using their social security number to get loans, credit cards, and more. The numbers of people buying merchandise and necessities online are increasing every year. It is a great, convenient, and time saving way to buy what you need and shop around without leaving the comfort of your own home.  (more…)

As adults, we know that we need to continuously monitor our financial business, check our credit, and be vigilant for signs of identity theft. Slowly, as a society, we are learning to recognize the signs of the possible theft of our identity and we are learning to act fast before it ruins our credit and wipes out our savings and financial security. Identity thieves are also realizing that we are becoming more attuned to the signs of identity theft, and thus they have zeroed in on a new type of victim; children.

Unfortunately, because we do not monitor our children’s identity the same way we monitor our own, identity thieves are readily learning how to make the most of it and are pin pointing children as a source for identity theft. Upon applying for their first job or a student loan, kids are now realizing that their good name is gone before they even get out into the world. For years, someone has been living off their once perfect credit and undermining all the life lessons that we teach our children. “Work hard in school, go to college, and get a good job” is no longer a guarantee that their world will be okay. Now the speech is more like work hard in school, get into a good college, and hopefully there isn’t anyone out there pretending to be you who will mess that all up for you.”  (more…)

If one were to flip through the pages of any major daily, some news of an identity theft crime would be sure to show up. That’s right, identity theft has become THAT common and it can happen to you too. Being a victim of identity theft can mean complete destruction of your credit rating. This can greatly impact your chances of purchasing a house, a car or even getting a credit card.

Thus even the idea of being hit by identity theft can be unnerving. Fortunately, a company called Lifelock provides an identity theft protection program that can prevent such an incident from happening in the first place.

Based in Tempe, Arizona, LifeLock was founded in 2005 by a group of professionals with several years of experience in the credit and banking industry. It is the first organization of its kind that works with all three major credit bureaus as well a ChexSystems. Even though Lifelock is a privately owned company, it works in alignment with the National Crime Prevention Council, Verisign and the Better Business Bureau among others. 

LifeLock also is the first consumer protection business in the world to achieve ISO 270001 certification.  This is the highest security standard for handling and processing data provided by the International Organization for Standardization.  This means that customers can feel confident in LifeLocks ability to keep their information safe. (more…)