1.  You do not believe in identity theft.

2.  You do not have any credit card.

3.  You think you can protect yourself for FREE.

4.  You always shred your mail.

5.  You never forget to monitor or check your credit report regularly.

6.  You think identity theft happens only when you use your credit cards on the internet.

7.  You never give out your personal information – ever.

8.  You can handle the problem when your identity is stolen.

9.  You do not believe your children’s identity can be stolen.

10. You simply say you can’t afford LifeLock at $10 a month.

Although many Americans believe they will never become prey to identity theft, the truth is you are at a 50% risk of becoming a victim.  LifeLock can help you from having your identity stolen. Since protecting you is their only business, things will not fall into the cracks.  So isn’t it time you give LifeLock a call?  It’s your call!

As the number of victims increases, identity theft is now a huge problem in America. 

However, help is available  and you are welcome to become familiar with identity theft information and current issues and laws available on various US Government websites.

The US government has a number of website that covers all the aspect and Laws of Identity Theft.

http://www.ftc.gov/

In case of identity theft you can approach the Federal Trade Commission. You’ll find lots of resources on the website of Federal Trade Commission like identity theft resources such as their Deter, Detect, Defend Brochure in PDF format; “Take Charge: Fighting Back against Identity Theft”; “What to do if your personal information has been compromised”; a test on identity theft; as well as links to various other identity theft resources. (more…)

We all understand how important it is to protect you identity, but sometimes even the most careful of us can fall prey to increasingly equipped identity criminals. If you feel your identity may have been compromised, then here are the steps you should follow:

*Get in touch with credit card companies, banks, eBay, PayPal or similar organisations to let them know you think you have been compromised and ask what you can do. Be specific about what has happened and do anything they ask,

* Contest any payments you believe to be unauthorized on any of your accounts. You may have a fight on your hand, but at least you have taken the first step to resolving the problem.

* Advise the police so they can begin an investigation of any criminal activity.

*Cancel your credit cards and get them replaced with new card numbers.

* Change all PIN numbers and passwords. This may stop your accounts being hijacked completely if they may have been compromised.

* If you have lost documents like your driver’s license, passport or social security card- get them replaced.

* Scan your computer for spyware or viruses and change all account passwords.

* Make a file of all correspondence and evidence relating to the alleged identity theft that you can produce if needed.

They always say that prevention is the best cure, one way to prevent identity theft is to enroll with a company like Lifelock.  More about Lifelock here.

Did you know?

According to law enforcement agencies, identity theft has been one of the fastest growing crimes during these past couple years. What’s worse, criminals now take advantage of highly sophisticated technology to lure innocent victims into revealing all of their private and personal information. This article will focus on identity theft statistics, in order to give you a clear picture of this vicious crime and the importance of protecting yourself from it.

The first mention of it was in the 1990’s - identity theft statistics showed that in the period between 2001 and 2002, identity theft increased by 11-20%, while this figure leaped to 80% somewhere between 2002 and 2003. The survey conducted by the Better Business Bureau and Javelin in January 2006, indicated a slight decrease in the number of identity theft attacks between 2003 and 2006 though. In 2003, identity theft statistics highlighted the fact that the number of American adult victims was approximately 10.1 million - this number dropped to 9.3 million in 2005 and further decreased to 8.9 million in 2006. (more…)