If one were to flip through the pages of any major daily, some news of an identity theft crime would be sure to show up. That’s right, identity theft has become THAT common and it can happen to you too. Being a victim of identity theft can mean complete destruction of your credit rating. This can greatly impact your chances of purchasing a house, a car or even getting a credit card.

Thus even the idea of being hit by identity theft can be unnerving. Fortunately, a company called Lifelock provides an identity theft protection program that can prevent such an incident from happening in the first place.

Based in Tempe, Arizona, LifeLock was founded in 2005 by a group of professionals with several years of experience in the credit and banking industry. It is the first organization of its kind that works with all three major credit bureaus as well a ChexSystems. Even though Lifelock is a privately owned company, it works in alignment with the National Crime Prevention Council, Verisign and the Better Business Bureau among others. 

LifeLock also is the first consumer protection business in the world to achieve ISO 270001 certification.  This is the highest security standard for handling and processing data provided by the International Organization for Standardization.  This means that customers can feel confident in LifeLocks ability to keep their information safe.

Here’s a brief look at how the Lifelock identity theft protection program works to provide you assurance against identity theft:

In a nutshell, the Lifelock plan guards you against unsolicited credit offers, ensures that credit request were in fact made by you and assures their services up to a million dollars!

Lifelock does a lot more than simply just monitoring your credit applications. It also actively removes your names from pre-approved credit offers and junk mail.

Also, Lifelock contacts the three credit bureaus within an hour of your enrolling with them. Then, within a week, the credit bureaus will send you a confirmation request regarding the lock on your account. After that, you will get a copy of your current credit report from all the three bureaus so that you have the exact information about your credit status. Although the lock on your credit rating must be renewed every three days, Lifelock will handle the automatic renewal for you as well.

Lifelock identity theft protection plans are available for both the individual as well as businesses. They have a per-person monthly fee for individuals and offer discounts for your children. Lifelock also offers free and reduced fees for seniors. They also provide several offers for businesses that can avail their plans to protect the identities of their employees.

Although, it is possible to protect your own identity by taking the necessary measures by yourself, the services offered by Lifelock let you concentrate on far more important tasks such as making money and taking care of your family, while leaving the job of securing your credit in the hands of experts.

More information about LifeLock here

This entry was posted on Thursday, July 26th, 2007 at 9:34 am and is filed under Identity Theft, LifeLock, LifeLock Review, LifeLock's One Million Dollar Guarantee, lifelock reviews. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.